Health insurance covers medical, dental, and vision insurance plans for everyone in the household with health coverage you need at a reasonable price. The following are the basic coverage plans but there are many more. Contact me, from my phone number or email if you have an questions.
Individual Health Insurance
If you suffer an injury or illness, individual health insurance can help pay for the cost of health care. Health insurance can also help pay for a wide range of medical services including medical emergencies, routine doctor's appointments, preventative care, prescription drugs, and inpatient/outpatient treatment. You'll typically pay a monthly premium, plus a deductible or co-payment.
Family Health Insurance
Family health insurance plans function just like individual health insurance, except the coverage and benefits are available to your family. Generally, that means you, your spouse. or partner and eligible children under 26 years old may all be covered under the same plan.
Short-term Health Insurance
Short-term health insurance provides coverage for a fixed period of time (three months to three years). Short-term health insurance is typically 80% cheaper than most medical plans, but may have limited benefits. Short-term plans won't cover maternity leave, mental health, substance abuse, and pre-exisiting conditions.